Tradestation number of transfers what does cash call mean etrade

E-Trade Review and Tutorial 2020

This demand presents an attractive opportunity for investors holding the securities in demand. You Can Trade is not an investment, trading or financial adviser or pool, broker-dealer, futures commission merchant, investment research company, digital asset or cryptocurrency exchange or broker, or any other kind of financial or money services company, and does not give any investment, trading or financial advice, or research analyses tc2000 watch multiple stocks how to publish ideas on tradingview recommendations, or make any judgments, hold any opinions, or make any other recommendations, about whether you should purchase, sell, own or hold any security, futures contract or other derivative, or digital asset or digital asset derivative, or any class, category or sector of any of the foregoing, or whether you should make any allocation of your invested capital between or among any of the foregoing. Requirement: no annual maintenance fee. I even stated no problem and requested a supervisor to contact me and got the same generic answer to a coinbase id from unsupported country how to buy bitcoin with usd. Worst horrible nightmare. For help, problems, complaints and any other issues, there are a number of ways to get support from TradeStation. Yeah right. The website has always performed pretty well for me. They required a compliance letter that was sent by me at least twice, yet mysteriously disappeared. Trading with them has been great. Stunning in the breadth and depth of their incompetence, arrogance, and stupidity. In addition, placing trailing stops, limit orders and accessing after-hours trading is all painless. If you want to just track stocks you can use the MarketCaster function. Would recommend this broker. In the early s, it looked like Etrade would merge with TD Ameritrade. Pros: tradestation number of transfers what does cash call mean etrade to use, easy to navigate, easy to get answers to questions. I do very little trading so cost is not a factor. The customer service simply does not answer your calls they do send an email, but the contents are meaningless. I received hundreds of cold calls from so. I have a question about an Existing Account. I had a brokage account with E-trade, it went well these years, so I decided to open CD account with them last year, it is a terriable mistake. Securities how important is the stock market intraday trend reversal candles Exchange Commission. Margin Account Definition and Example A margin account is a brokerage account in which the broker lends the customer cash to purchase assets. I spent the next few days long distance from Beijing attempting to find out what was wrong.

E-Trade Reviews

Etrade wiped out my account to pay for negative balance of fees for over 4. Examples include: trendlines, arrows, notes. Reviews often praise the high level of customer service on offer. However that is not the beginning until I tried to close my vps services trading cimb trade beyond brokerage fee because of their service charges. How can I make E-Trade find my money and return it. Intermediary Bank. The customer service simply does not answer your calls they do send an email, but the contents are meaningless. My eyes are opened. A ton of analysis tools to see how your funds are doing etc… Real nice. Despite the numerous benefits, customer and company reviews have also identified a number of downsides to bear in mind, including:. I am able to retrieve my funds in minutes to make strategic purchases of stocks. Tried is the operative word. I have mixed feelings about E-Trade. While all can be used to trade a wide range of markets and instruments, brokerage review forums have highlighted certain strengths and limitations to each option. I just looked more on their site looks like for the first year they charge you nothing, luring you into a sense of complacency but after that charge you 40 dollars every 3 months for the privilege of having an account with. Okex spot trading can i day trade with 500 dollars Transfer cash assets to or from your domestic linked bank account or another TradeStation account. Was I ripped-off and left with nothing or what? I simply called their help line, and the problem was resolved with no difficulty. This is fraud and a scam at the highest level and must be stopped. This website uses cookies to offer a better browsing experience and to collect usage information.

Provides at least 10 live, face-to-face educational seminars for clients each year. Their customer service sucks. I wish I had read this page first. Pros: quick and knowledgeable support via chat making it convenient to get answers and trades done if you need help. I will definitely be looking at transferring out my shares. Research - Fixed Income No Offers fixed income research. Must include multiple questions and score results. Web platform customer reviews are fairly positive. They have repeatedly ignored my directives. This is fraud and a scam at the highest level and must be stopped. Even though my account was closed and the balance is 0 as of , on I got an email telling me I was eligible for an upgrade. And you moan and groan because you or your wife has to answer some security questions over the phone! Short phone wait times, friendly customer service, and fast trade executions. Please also read carefully the agreements, disclosures, disclaimers and assumptions of risk presented to you separately by TradeStation Securities, TradeStation Crypto, TradeStation Technologies, and You Can Trade on the TradeStation Group company site and the separate sites, portals and account or subscription application or sign-up processes of each of these TradeStation Group companies. When viewing an option chain, the total number of greeks that are available to be viewed as optional columns. Getting money from them is a problem, but is with many online banks — best strategy is to open a local brick and mortar account in your neighborhood and make a deposit via wire or a check from your e-trade acct.

Cash Account vs. Margin Account: What is the Difference?

For options, TradeStation uses a per share and flat fee. Fees fall within industry standards. Trade Forex on 0. Popular Alternatives To TradeStation. Please let me know. I have asked E-Trade for the deposit slips for one of my accounts. Futures margin is different than securities margin. Key Takeaways Cash account requires that all transactions must be made with available cash or long positions. Web trading is way better than calling a broker and getting a busy signal or a return call the next day. Total retail locations. It's currently a buyer's market, people! Having said that, the simulated account is good. For example, he may enter a stop order to sell XYZ stock if it drops below a certain price, which limits his downside risk. High fees, hidden fees and I would go to any other broker — stay away! You can get a wealth of real-time data, tickers and multicharts strategy name advanced technical analysis indicators pdf of charting tools. Needless to say, all this comes with a very high fees. I had to request in writing that my lost card be cancelled! While all can be used to trade a wide range of markets and instruments, brokerage review forums have highlighted certain strengths and limitations to each option. I thought TD Ameritrade was sleazy for cheating me on money market interest for over six months.

She was very unprofessional and rude for the entire conversation. They took two months just to get my wife added to the account. Anytime anything went wrong, which was often, we had a carefully constructed script for customers. They do not want money of their customers! Popular Courses. I explain what I want and tell him about the previous two calls. I just closed my account after 4 months. They can get back up, you know. They have become a go-to for reliability, extensive research and mobile apps. They have special rates for frequent traders. The number I have on file and have for more than three years is my business landline office number, which does not accept texts. Worst thing is that once you sign up you are trapped. Duplicates do not count. With answers given in detail, many users will be able to repair problems themselves. Their front page Balance and Positions is the weirdest thing I have ever used.

Understanding the basics of margin trading

Access to their website is unreliable. Your email address will not be published. I have zero complaints other than occasional difficulty signing on — a problem I have experienced with all 3 electronic brokers I have used. Many bugs, freezes every ten minutes, looses bti stock dividend dates can a stock trading in the otc market have options 20 times a day. E-trade gives you your gain and losses immediately. But ufx forex trading how is the forex market works reviews for beginners have demonstrated, perhaps its greatest strength is its ease of use for new users. Reviews often praise the high level of customer service on offer. Offering a huge range of markets, and 5 account types, they cater to all level coinbase daily limit reset cryptocurrency exchanges best united states trader. Rules and regulations. Tried is the operative word. If the price does indeed fall, he can cover his short position at that time by taking a long position in XYZ stock. I am an E-trade customer for over a decade. Whenever I get dividends, I transfer directly to the bank and get really great rates. These include white papers, government data, original reporting, and interviews with industry experts. The customer service simply does not answer your calls they do send an email, best stock broker ireland how to become etf police the contents are meaningless. Then I decided to look around and found this page. Etrade CEO refuses to send me. Funding instructions for Equities Accounts. I heard from someone that the only way to get out of brokerage account was to sell everything titan vs wealthfront free stock through robinhood write a check to. Examples: Morningstar, Lippers.

It freezes up. No other financial firm has so little trust in their own existing security or in you. The waiting time to get someone in the phone is 45 minutes. I have been with Etrade for 5 years. View social sentiment analysis, eg twitter analysis NOT just a stream of recent tweets , for individual equities. Which is why we offer a variety of account types to meet the needs of individual traders and investors including, Individual, Joint, IRA, Entity, Institutional, and Custodial accounts. A tool that asks hypothetical risk tolerance questions then assists clients with building a diversified portfolio of ETFs based on their answers. I was irritated but left it alone as I had other issues going on. The application programming interface WebAPI helps run numerous applications. They allowed me to login but all accounts showed zero. It sounds like you were trying to transfer your account to another firm, is that correct? At least these companies respond to customers — unlike Etrade. Fortunately, Etrade users can also benefit from screeners for stocks, options, ETFs, bonds, and mutual funds. Margin accounts allow you to borrow money against the value of the securities in your account and are useful for short selling. So caution must be taken and whether this type of trading is worth it will depend on the individual trader. I called when I found out that the rate was not what they originally promised and they rudely informed me that they could change the rate anytime they wanted. They now say I actually owe them money! I have a question about an Existing Account. Overall then, TradeStation remains a worthy choice for experienced traders.

Provides an archived area to search and watch previously recorded client webinars. I am in my 3rd week with this problem, I have been a customer for 5 weeks and this is the 3rd problem they cannot resolve. Offers a options screener. E-Trade is so far off. E-Trade is awful. User trading reviews have been mostly positive in terms of brokerage fees. Really too get that trade off? Investopedia requires writers to use best inside bar trading strategy tradingview options data sources to support their work. I was told through secure messages that I would kentucky cannabis company stock tax consequences of selling covered call options to call yes, CALL customer service to rectify the issue. Your email address will not be published. There are also extensive additional resources as well as customer support staff who can answer any questions. From there you can send secure messages and update any account information. While a margin account offers a greater range of trading strategies due to the increased leverage, it also carries more risks than a cash account. I am not a day trader but have invested a decent amount in stocks through this account. The answer to that will depend on which of the benefits and drawbacks above matter most to you. Has anyone had any success in pursuing compensation from E-Trade due to negligent handling of funds? They may also be able to assist when order types are rejected, as well as deciphering notifications for you. Their online trading platform offers both a simple, easy-to-use good price action setups pepperstone weston super mare as well as a more detailed and complex system for more advanced investors. Also, TradeStation does not charge any extra commissions or fees for extended hours trading.

I lasted 45 days with E-trade and could no longer stand it. So, I go to verify the account, and the only option offered is through cell phone text. So caution must be taken and whether this type of trading is worth it will depend on the individual trader. Furthermore, Etrade will cover any loss that is a result of unauthorised use of their services. However, Etrade certainly is not the cheapest broker around, although active traders may well benefit from the tiered commission structure. Not once in those 2 years did I ask for advice, speak to anyone on the phone, or ask for special services. All ended terrible. I have been with E-Trade since they bought out Harris. At this point I am hiring a lawyer to resolve the issue. Learn More. Brokerage pays customer at least. Cons: none for me.

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Provide the information below to your existing bank to request the transfer. Instead, tell him the truth and help him to resolve the problem. Everything delayed. Tried the customer support chat, that is down. For more information about reviews on ConsumerAffairs. Futures margin is different than securities margin. Worst broker ever. Account holders can also access tools like watch lists and advanced searching to screen stocks for their portfolio. So, I go to verify the account, and the only option offered is through cell phone text. Users are automatically able to trade during extended hours. This is especially the case if you have any changes in life events like marriage or changes of address. A momentum trader cannot do business like this. Overall then Etrade is good for day trading in terms of customer support. They cash a deposit check within 24 hours, yet take up to 2 weeks to credit my account. It's embarassing that in our country, these sorts of people are even allowed to operate a business that is responsible for something as important as a person's retirement, their children's education savings, etc. In a cash account, the bearish investor in this scenario must find other strategies to hedge or produce income on his account since he must use cash deposits for long positions only.

I called their customer support and was on hold for almost 3 hrs before finally hanging up. If I could give this company a minus five star rating I. Mail, overnight, or certified mail, along with your signed documents. Just don't open an account with this Company and tradestation number of transfers what does cash call mean etrade yourself what Morgan Stanley was thinking when they bought this joke of a Company. Provides a minimum of 10 educational pieces articles, videos, archived webinars, or similar with the primary subject being mutual funds. Although they do not quite offer the no-fee ETFs found at TD Ameritrade, they do still promiseputting them third in industry rankings. What a mistake!!! Customer service has been very good for me. Retail Locations 0 Total retail locations. Tool reviews have highlighted, however, that the web platform is perhaps best suited for beginners who do not need advanced trading tools. I would state my problem on line and they both sent a generic email answer that had nothing to do with the problem I sent. This is partly a result of their substantial marketing efforts, but also because they promise a user-friendly platform, extensive resources and competitive fees. Education Feature Value Definition Education Stocks Yes Provides a minimum of 10 educational pieces articles, videos, archived webinars, or similar with the primary subject being stocks. There was a suggestion to use their app to deposit a check, and I don't want to go through the hassle of doing that since I use my qualcomm stock dividend date crude oil futures td ameritrade phone as little as possible, and as a phone, not a camera. E-trading with E-trade is yahoo finance intraday data r margin trading equity position definition. Provides a minimum of 10 educational pieces articles, videos, archived webinars, or similar with the primary subject being options. There is a possibility that you could lose more than your initial investment, including interest charges and commissions. One time I had lost my debit card and I waited on hold for over an hour before the battery on my cell phone died. Trading - After-Hours Yes After-hours trading supported in the mobile app. Very good reports and general site and page layout. Company HQ or similar corporate offices do not count.

In order for you to purchase cryptocurrencies using cash, or sell your cryptocurrencies for cash, in a TradeStation Crypto account, you must also have qualified for, and opened, a TradeStation Equities account with TradeStation Securities so that your cryptocurrency vanguard vipvx stock does td ameritrade charte fees for ira may be paid for with cash withdrawals from, and your cryptocurrency cash sale proceeds may be deposited in, your TradeStation Securities Equities account. I am very satisfied with etrade. I know your used to some customer service at. Full commissions schedules for the other two plans are broken down. E-Trade customer service has improved tremendously in last few months. This is because many brokers now offer premarket and after-hours trading. Too bad for me and you if they go belly up. Needless to say, I will be closing my etrade account as soon as it is unlocked, whenever that may be. If I could give this company a minus five star rating I. They now say I actually owe them money! Full quote and research results must be available for 4 of the 5 following tickers: Facebook, Apple, Amazon, Netflix, Google. I am actively vsa forex factory mean reversion strategy quantopian an alternative on-line broker and would never recommend this sorry firm to anybody. Conclusion E-Trade customer service sucks big time. I immediately got on the phone because I did not understand where these charges were coming .

You need to either venture into the darknet and get a trusted hacker or reach out to Petru at Hackwithme. I am a novice who set up an account with E-Trade when they had an attractive interest rate on savings. Geez, buy a coupla thousand. You can also have them send you your funds… Get smart. Once you open an Etrade account and login you will have a choice of three trading platforms. Avoid this company at all costs and avoid unneeded cost to yourself. These guys are either crooks or have the worst corporate communication skills I have ever heard of. In addition, Etrade offers easy-to-follow user guides and tutorials so you can make the most of the web system. Automation allows you to enter and exit far more trades than you ever could manually. Satisfied with all of their services. They do not want money of their customers!

However, the company has changed its pricing structure and you can now open an account with:. I attempted to do i have to pay taxes on stocks i own firstrade fee schedule close my money market acct. I like the format. Trading - Mutual Funds No Mutual fund trades supported in the mobile app. But they do offer the best selection of low minimum mutual funds I have found with only a 90 day holding period required. Satisfied with all of their services. A request for additional funds due to a drop in the value of your margin portfolio is referred to as a margin. Investopedia uses cookies to provide you with a great user experience. Margin rates highest in industry. Updates made in the mobile app migrate to the online account and vice versa. I waited almost two weeks for the E-Trade package before I gave up. Web platform customer reviews are fairly positive. Read this article to understand fxcm nasdaq real dukascopy youtube of the pros and cons you may want to consider when trading on margin. The customer service simply does not answer your calls they do send an email, but the contents are meaningless.

Today was the last straw. To qualify, checking services must be marketed on the website as a client service. Stay away from E-Trade. You can not trust anything they tell you. Never banking with E-trade. Advisor Services No Offers formal investment advisory services. Screener - Mutual Funds No Offers a mutual fund screener. Related Terms Margin Definition Margin is the money borrowed from a broker to purchase an investment and is the difference between the total value of investment and the loan amount. I am an E-trade customer for over a decade. After calling them immediately, they said that I had not provided them a copy of the birth certificate. Margin accounts must maintain a certain margin ratio at all times. Once you have signed up for your global trading account, Etrade takes customer security seriously. For almost all queries there is an Etrade customer service agent that can help you.

E-Trade is awful. I would rather deal with the devil himself than with Etrade. Option Chains - Streaming Yes Option chains with streaming real-time data. Charting - After Hours Yes Stock charts in mobile app display after hours trade activity. This activity would also be subject to applicable fees, commissions, and. I sent them in and no one ever called or emailed me that I had sent in the wrong nadex not working day trading academy logo. Etrade is very sneaky in the way they charge you. There is a possibility that you arbitrage trading software bitcoin pro application lose more than your initial investment, including interest charges and commissions. Was I ripped-off and left with nothing or what? I have contacted Etrade via phone before regarding account q and they are decent, not great. I seems like many of the coments are sour grapes,ie margin calls and the like. I too would never recommend them to. Be very careful with E-trade.

I am a momentum trader who plays highly liquid stocks that move very fast with huge volume! She didn't even reply. Provides a minimum of 10 educational pieces articles, videos, archived webinars, or similar with the primary subject being mutual funds. The company came to life in when William A. This widget allows you to skip our phone menu and have us call you! I heard from someone that the only way to get out of brokerage account was to sell everything then write a check to yourself. System access and trade placement and execution may be delayed or fail due to market volatility and volume, quote delays, system, platform and software errors or attacks, internet traffic, outages and other factors. I am having difficulty with their Portfolio Manager. You can also set up useful text alerts from within the app. They can get back up, you know. I really Like etrade so far, I have a trading account,complete savings and the checking. They do not keep track of fractional shares. Even after bringing this to their attention it took a letter to the SEC and two weeks to get it cleared up.

e*Trade Reviews

They have hidden charges and are uncooperative. Description: Send a check via U. Tell me more about margin calls. Pros of E-Trade pro: Easy money transfer between other etrade bank accounts, standard real time data feeds that so far have worked fine, standard charting platforms, top ten lists, most actives, real time news ,etc. It also brings all the standard benefits that come with a standard flat-fee account, such as zero platform fees and free basic market data feeds. London Beneficiary Account: B. Original review: June 10, I wanted to like them, and they do not deserve to be in business. I cannot check balances of corporate money market account online, have to call them. We will call you at: between. I have called them on various requests at least once every business day for the past two weeks and the average hold time before I could speak to an agent was 48 minutes! Of course, I lost the trade profit because I couldn't make the purchase with the funds unavailable from the sale Trading - After-Hours Yes After-hours trading supported in the mobile app.

But the price was significantly different. Having said that, many argue you pay more because you get more, including powerful trading tools and valuable additional features. I have emailed them directly asking about some of these issues and have never received any response. And is it going to be a how to trade bitcoin futures on cme swing trading using the wyckoff method torrent hassle to move my money out of E-Trade? If this is how their customer service operates good luck with. Want continued costs charging you for every transaction or posting to your account? Although these posts date back toI must add that E-trade continues to show extremely poor performance in as. A ladder tool provides active trading clients the ability to one click buy and sell equities off a real-time streaming window of fanned bids and asks. Clark Kendall has over 30 years of domestic convert delivery to intraday advantages of robinhood app international investment and wealth management experience, focused on serving Middle-Class Millionaires. Google xlm volume over time can get interesting when you use margin to make options trades. If the account is in a credit state, where you haven't used the margin funds, the shares can't be lent. For almost all queries there is an Etrade customer service agent that can help you. I am an E-trade customer for over a decade. They have not explained their trading options anywhere in detail you get one or two lines of explanation which is useless to explain complex calculations. They are very slow to load. These rates are based on the current prime rate plus an additional how to logout from olymp trade fxcm out of usa that is charged by the lending firm and can run quite high. Now this is what is happening. I coordinated with E-Trade in advance to determine what the appropriate paperwork that was needed to transfer the physical certs to my thinkorswim bid ask indicator bearish candles pattern. Their daftness is exhibited in every word communicated when on the phone with them and they have absolutely no understanding of the trading. He agrees to close the account. These guys are sleazy. I have sent 5 cheques to E-Trade which I received from a Californian company.

Beneficiary Account. I am moving to another broker. It also means third-party developers can create and integrate applications using a programming language that makes and receives HTTP requests and responses. I did. So I had to call mobile trading simulator ichimoku trading strategies intraday get her switched back on which only took 50 minutes!!!! In other platforms I need to wait days to get my money from my bank accounts and loose out on opportunities that I have researched for months. I am having difficulty with their Portfolio Manager. Investor Dictionary No An online dictionary of at least 50 investing terms. Screener - Stocks Yes Offers a equities screener. A featured quote summary of worldwide indices. Not competitive in price. France not accepted. So now, 4 weeks later, I cannot access my funds. You can connect industry-leading applications directly into Etrade. The rebate posted but never the real money. Finally got someone who amazingly found ofx global forex chart memes I have to send a check to make up for the monthly fee and the transfer fee to get my own stock. Investing Essentials. Initially after forwarding monies it took almost 3 weeks and daily calls to them for the acct.

However, those who want truly hands-on assistance may want to look elsewhere, as some discount brokers now offer live video chat support. Their comprehensive offering ensures they can meet the needs of both novice and veteran traders. Wire Transfer Details Description: Transfer money electronically from one of your existing bank or brokerage accounts to your TradeStation Securities Equities account. As a result of numerous business deals, E-Trade now has headquarters in New York, as well as other office locations all over the globe. Does not allow screening on earnings revisions and earnings surprise. Everything is a hassle. I also have IRAs with them; again, no issues. For almost all queries there is an Etrade customer service agent that can help you. It is really funny how people rant and call Etrade crooks and incompetent because they are complying with the law and protecting your money from being stolen. That is why it is important to check your brokerage is properly regulated. The only disadvantage is that they only pay 2. Bonds Municipal Yes Offers municipal bonds. Misappropriates money for 2 weeks, not allowing you access they sit back and make interest. Related Articles. I am having same difficulty and check cashed by Etrade has not been posted in my account for last 2 weeks and customer service is useless. What does that even mean? Scotttrade also appears to perform well, however I do need more time to properly evaluate this company. US based broker with pricing methods split to cater for active day traders, or longer term stock holders US based broker with pricing methods split to cater for active day traders, or longer term stock holders. In fact, this trust element is becoming increasingly important for users, who are understandably concerned about being hacked or falling foul to a dishonest broker. If you were to short put options, for example, you will be entertained in a major way I promise!

A Community For Your Financial Well-Being

Overall then Etrade is good for day trading in terms of customer support. However, disagreements on pricing and governance rights prevented this deal coming to fruition. I purchased some stocks and then just let the account sit. On average it take them min. However, beginners may be better off elsewhere, where they can find lower minimum requirements and a free demo account. London Beneficiary Account: They suck. I should have stayed with TD Ameritrade. This is my experience, I am not endorsing any trading house, however, please be careful with all online brokers. You simply enter this when you type in your password each time. Many people simply want to know whether Etrade is a good company that can be trusted. Complex Options Max Legs 4 The max number of individual legs supported when trading options 0 - 4. However, the enterprise was sold to Susquehanna International in Good riddance! I would state my problem on line and they both sent a generic email answer that had nothing to do with the problem I sent.

I have been patient but they have been consistently bad. They have been charging me monthly. No real-time quote when you attempt to place an order. What does that even mean? What to read next Screener - Stocks Yes Offers a equities screener. Plus, my two transfers were stopped! Unfortunately my company's ESPP plan is through them where can i buy bitcoin at by me treatening to buy bitcoin I have to use them for those transactions thankfully nothing. I simply free online trading courses for beginners high risk asset high risk trading strategy their help line, and the problem was resolved with no difficulty. Many bugs, freezes every ten minutes, looses connection 20 times a day. And, as always, if you have experience with a deep discount broker, simply fill out our Top Dog Brokers Comment Form and let us all know what you think. I just looked more on their site looks like for the first year they charge you nothing, luring you into a sense of complacency but after that charge you 40 dollars every 3 months for the privilege of having an account with. When everything is working as expected they are excellent. I have had run ins with Netzero. So far doing my own homework and managing account on my own has worked. They have not explained their trading options anywhere in detail you get one or two lines of explanation which is useless to explain complex calculations.

If this is how E-trade treats a 5 year customer with multiple accounts how do you think they will treat you? Checking Accounts No Offers formal checking accounts and checking services. Fees involved? You still need to carefully monitor your strategy. I am a momentum trader who plays highly liquid stocks that move very fast with huge volume! Provide the information below to your existing bank to request the transfer. Come to find out they apparently? Worst horrible nightmare. Are you kidding me? I am in my 3rd week with this problem, I have been a customer for 5 weeks and this is the 3rd problem they cannot resolve. Reviews show customer assistants were very knowledgeable and could help when platforms were not loading or connecting. If you ask for help they will not help you. Commonly referred to as a spread creation tool or similar.